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Process to apply for bank educational loans

coimbatore: banks are offering loans to students pursuing higher education. leading bank in coimbatore district (canara bank) encourages students to take advantage of these opportunities.educational loans are available for students aiming for higher studies after completing plus 2. the following guidelines were provided by jitendran, manager, and easwaramurthy, senior manager of canara bank:application process:apply online: students can apply for education loans through www.vidyalakshmi.co.inor www.jansamarth.in.prepare documents: before applying, ensure you have copies of the student's and parents' pan and aadhaar cards, college counseling exam letter, parents' income proof, and fee details. a mobile phone number and email address are also required.bank branch selection: choose bank branches near your home. even if you don't have an existing account, you must open one at the chosen bank after applying.application confirmation: upon completing the application, you'll receive an email confirming your education loan application. the bank will also be notified, and you can print the application form.loan details:up to rs. 4 lakhs: no collateral needed; loan requires signatures of the student and parent.rs. 4 lakhs to rs. 7.50 lakhs: requires a guarantor's signature.rs. 7.50 lakhs to rs. 10 lakhs: loan based on property, given on a priority basis.above rs. 10 lakhs: provided based on property; available for students in foreign institutions recognized by the government of india.eligible students may receive an interest subsidy based on their parents' income.contact information:for more details, students can approach their nearest bank branch or contact 0422-2300310.complaints:in case of delays in availing education loans, students can lodge complaints at the bank's customer service center. if delays persist, complaints can be escalated to the regional manager or submitted during the grievance redressal meeting held on mondays at the district collector's office.


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